Credit Card Processing No Contract | Simple Tools

Simplify Your Business

At Paypact, we know it can be frustrating when a payment processing company, and choosing the right services for your business can be difficult. We offer a full set of tools for B2B Payments, online payments, in-store payments, mobile payments, and more – making payments simple with features like credit card processing with no contract.

Point-Of-Sale Devices

Use both dedicated and mobile devices as powerful point-of-sale tools that automatically track what you sell and how well it is selling.
Hosted Payment Page

Adding payment pages is an easy way to accept online payments. The customer experience is seamlessly integrated onto your website without the need for any coding skills.
Custom Billing Plans

PayPact provides you with all the tools necessary to automate your client billing and customize customized recurring payment plans.
Surcharging

Help offset credit card fees with customizable surcharging that best fits your business and location.
Customer Portal

Improve your customers’ experience with a self-service portal. They can view previous orders, edit information, and change payment preferences.
Automatic Level 2 & 3 Interchange

Save on card rates automatically with Level 2 and Level 3 processing with no extra effort on your part.
Virtual Terminal

Perfect for remote and payments via phone without a card reader. Either key-in the customer’s payment information, or select their stored card info to take payments from your desktop or mobile device.
Recurring & Subscription Payments

Easily set up recurring payments and billing for your business using automation and saved customer card information.
Payment Links

With Payment Links, you can skip setting up an entire website and still take payments from people who want to buy from you. So simple and easy to set up!
Mobile App

An integral component of our all-in-one platform, our mobile app can be downloaded by as many employees as you need, giving them payment processing available on the go.
Card On-File Updater

Keep customer card data up-to-date with automatic updates to stored card numbers and expiration dates. Automatically update lost, expired or stolen cards on-file when the new one is received.
PCI Compliance & Tokenization

PayPact tokenizes sensitive credit card information, so it never touches your system – meaning you’ll be PCI compliant and don’t have to worry about data breaches or hacks.

Powerful Tools Without Confusing Fees

Even though some fees are unavoidable – like interchange fees are pre-determined by credit card companies – many payment processors offer complex fee structures that have hidden costs buried in legalese or their Terms of Service. With PayPact, you get upfront transparent pricing, and you’ll know the exact amount you’ll be paying each month in processing fees.

You’ve probably had enough with the confusing fee structures of your current payment processor. As our client, you can expect a clear and simple explanation of our services and fees. We offer credit card processing with no contract and upfront transparent pricing with nothing hidden in the fine print, and no termination fees. Even better, our rates are guaranteed, so you can depend on them to remain the same every month. We’re here to make your payment processing simple with products to reduce operational costs, and increase your bottom line.

Customer Service With A Human Touch

Forget about automated call systems and AI chatbots. With Paypact, if you ever have any issues with your services, our highly- skilled and friendly customer service team is here to help you with any issues you may have – and when you reach out to us, you will get a live human being ready to assist you. From credit card processing with no contract to no hidden fees, you can always expect us to go above and beyond.